Investors

Loan-to-Value (LTV) is a private lender’s most important metric when deciding if a loan is safe or not. What does it mean, why is it important, and what is Enact Partners’ philosophy? What Does LTV mean? Loan-to-Value is calculated by taking the loan amount divided by the collateral value. The result is a percentage that […]

Lending is a two-way street. Enact Partners “sells” money to borrowers, but it is not a typical sales transaction. A car salesman will push a car to anyone with a pulse and a credit score, and he doesn’t care what they do with the car after the papers are signed. In lending, we are very

Most lenders are afraid of land and construction loans, and for good reason. Risks include entitlement risk, cost overruns, schedule delays, mechanics liens, changes in market conditions, and lease-up/sales risk. However, with deep experience in development, construction, and construction lending, we understand the process and see it as an opportunity. How Does Enact Partners Mitigate