The point of investing is to earn a return, but when your investments are used to help people, the rewards go beyond financial. We recently had the opportunity to assist someone who was going through a hard time. Our borrower, we’ll call her Kathy, is a woman whose mother had been in poor health for […]
Positive Impacts: Doing Well While Doing Good Read More »
Enact Partners recently unveiled a brand-new product for residential subdivision construction projects: revolving construction loans. Normally, loans for large subdivisions are split into phases. The Fund’s recent 63-unit Merced project is a good example. We funded six separate loans to finance construction of about 10 homes each. The builder constructed 10 spec homes at a
Revolving Construction Loans: Rolling Out a New Product Read More »
One option for investing with Enact Partners is through a Self-Directed IRA (SDIRA). When most people hear the term Self-Directed IRA, they think of a Charles Schwab account where individual investors can go online and trade stocks, bonds, mutual funds, and exchange-traded funds with the click of a mouse. A Self-Directed IRA is a type
Self-Directed IRAs: Know the Difference Read More »
Conventional real estate wisdom states that the lender (debt) has a low risk and receives a low return, while the investor (equity) has a higher risk and therefore receives a higher return, or at least the chance to make a higher return. But when it comes to passive investing, that is not always the case.
Higher Return with Lower Risk: Why Investing in Debt Beats REITs Read More »
Loan-to-Value (LTV) is a private lender’s most important metric when deciding if a loan is safe or not. What does it mean, why is it important, and what is Enact Partners’ philosophy? What Does LTV mean? Loan-to-Value is calculated by taking the loan amount divided by the collateral value. The result is a percentage that
Loan-To-Value: A Simple Equation with Complicated Implications Read More »
Lending is a two-way street. Enact Partners “sells” money to borrowers, but it is not a typical sales transaction. A car salesman will push a car to anyone with a pulse and a credit score, and he doesn’t care what they do with the car after the papers are signed. In lending, we are very
In-Person Site Visits Are Crucial: You Can’t Judge a Book by Its Cover Read More »
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CFL #: 60DBO-82192 and 60DBO-119269
DRE #: 01413846
