Blog

Filter
October 31, 2023

Enact Partners Helps Borrowers Avoid the Top Risks of Bank Financing

While banks are looking for any reason NOT to lend for business purposes, Enact Partners offers a reliable, flexible, and stable alternative. We continue to lend on commercial real estate projects with solid fundamentals.

Read More
Borrower Liquidity Plays a Crucial Role in the Success of Construction and Land Loans
September 25, 2023

Liquidity Plays a Crucial Role in the Success of Construction and Land Loans

When it comes to securing capital for construction projects or land acquisition, borrower liquidity (the financial resources and funds a borrower has readily available to safeguard against unforeseen challenges) is vital for success.

Read More
How the states in which Enact Partners does business are giving Accessory Dwelling Units (ADUs) another look in this tight housing market.
September 8, 2023

State-By-State: Giving ADUs Another Look In Tight Housing Market

How the states in which Enact Partners does business are giving Accessory Dwelling Units (ADUs) another look in this tight housing market.

Read More
August 21, 2023

A Decade of Success: 10 Years and Still Lending

As Enact Partners proudly proclaims its 10-year milestone, we invite both borrowers and investors to partake in our legacy. The story of Enact Partners is built on trust, reliability, and resilience.

Read More
August 7, 2023

Debt Service Coverage Ratio: Will Your Project’s Cash Flow Cover Debt Obligations?

The Debt Service Coverage Ratio (DSCR) is a critical metric used in commercial real estate lending to assess the ability of a leased property or business to generate enough cash flow to cover its debt obligations.

Read More
July 24, 2023

Success: ADUs Turned an SFR into 6 Rental Units

Enact Partners helped a first-time borrower leverage the City of San Diego’s Accessory Dwelling Unit Bonus Program to transform a single-family home into a six-unit property.

Read More
1 2 3 4 5 6
Success Stories

What clients are saying about their experiences with Enact Partners.

Michael Schumacher and the entire team at Enact Partners are a pleasure to work with. From start to finish, the process was efficient and the turnaround times were extremely quick. We will continue to utilize the team on Enact in all of our future deals.

- Mike B.

Enact Partners is an outstanding lender to work with. All Enact team members are extremely knowledgeable and professional, which made the transaction move forward quickly and efficiently. It is important to note that Enact’s underwriting process was completed quickly and they closed shortly thereafter on a complicated land loan. Importantly, Enact processed draw requests and funded within a few days. We would wholeheartedly work with Enact Partners in the future.

- Shellie K.

In 2021, we had the pleasure of working with Enact Partners on a Finance deal for expansion. It was an exceptional experience filled with professionalism, honesty and flexibility. The entire team was passionate, genuine, and extremely supportive with Michael Schumacher leading the way. What sets (Enact Partners) apart is their unique combination of commitment, integrity, and a genuine passion for people to succeed. Their ability to connect and get the job done is second to none. We highly recommend Enact Partners.

- Daun F.

The Enact Team is a pleasure to work with. As a Capital Advisory, Design and Entitlement Management company with a 30-year history of providing professional services to the real estate development and finance industries throughout the Western United States, we have had the privilege of working with the entire team at Enact Partners over the past five years and have found them not only to be consummate professionals in the private money lending space, but also extremely experienced in all facets of complicated real estate finance and lending transactions.

- John S.

Enact’s communication and personal attention to every detail made all the difference in getting our deal done. We engaged Enact Partners in the fall of 2021 to help us in a very complex real estate transaction. Throughout the entire process, Enact was extremely responsive and easy to work with. I can’t thank Michael and his team enough for how professional they were in helping us close the deal and on time.

- David P.

We would definitely work with (Enact Partners) again and would highly recommend. Our experience with Michael and the Enact Partners team has been outstanding. They financed a large project for us, and we found them to be a great lender who could see value in our future plans. They were very nimble in their underwriting and facilitated a smooth, quick closing. The entire team has always been knowledgeable, professional, and easy to reach. We would definitely work with them again, and would highly recommend.

- Drew H.

We truly enjoy working with Enact Partners. Mavis and (the team) are very responsive and informative. The loan and draw processes are quick and straight forward.

- Jason M.

I have worked with numerous lenders across the country and Enact Partners is by far the best. They do what they say they’re going to do and they are a pleasure to work with. Enact Partners got us funded on time with no hiccups or surprises and they will continue to be my first choice for financing. I recommend them highly.

- Jim S.

(Enact Partners) is easy to work with and have always performed on time or ahead of schedule. Enact Partners has funded multiple loans for our company over the years. The speed of funding is important to us and they have been excellent about acting quickly when it matters – in some cases, within just 4 days. We will continue to rely on the Enact Partners Team for timely and efficient funding. We have no hesitation in recommending them to anyone who may need financing options. These guys do great work and it’s refreshing to be able to count on them when we need them.

- Joe G. and Gary C.

This experience (with Enact Partners) was different from working with stuffy, hard-to-communicate-with banks. I wanted to take a moment and thank you for helping us with our loan. It was such a pleasure working with Enact Partners. Your assistance and thoroughness throughout the process was incredible. The positive can-do attitude that your whole team displayed was so refreshing. I was also impressed with your consistent responsiveness. Your quick response to my calls and text messages really made me feel special. This experience was different from working with stuffy, hard-to-communicate-with banks. I sure hope we have the opportunity to work together again.

- Linda M.

When dealing with Enact Partners, they are on your team.  All negotiations and deal structuring are done in a win/win manner. Excellent partners!

- David W.

Enact Partners has been an amazing organization to work with. They listened to our needs and then offered their solutions. Their attention to detail made the entire process easy. Their communication skills are great, which made closing the loan smooth. We are so grateful for finding such a quality Business Lender. Michael, we sincerely do appreciate your working with us in such a friendly manner. We tried so many banks and found them to be disinterested in working on a loan that didn't fit in their BOX. We will be forever grateful for your trust in us. Thanks.

- Connie J.

Enact Partners has been a pleasure to work with on our loans. They are knowledgeable and have a very efficient loan and communication process resulting in a low stress and quick-closing transactions. Even more, they are really nice folks to do business with. I highly recommend Enact Partners and look forward to future business.

- Brian H.

Everyone at Enact Partners has been a joy to work with. They are clear about the lending process and responsive to my many, and sometimes repetitive, questions. What I appreciate the most is that I truly feel they are shoulder-to-shoulder with me to make my business a success. Partnership isn't a contractual word at Enact, it is a way of being.

- Ann B.

Finally, a company that works like I do: gather the facts and make a decision. Enact has been swift, professional, and continued great service after the sale was complete.

- Cindy B.

You guys (Enact Partners) are great. You're very personable and absolutely the type of lender I need. I love how you visit the sites. It provides the best view of the project as a whole and, as you know, each project is unique and doesn't always fit into the same box.

- Paul S.

Enact Partners came in to refinance a complex residential transaction for me in less than two weeks. Their responsiveness, attention to detail, solutions-oriented nature, and out-of-the-box thinking made them the perfect partner to close with on a tight timeline. I would not hesitate to work with (Enact Partners) again and cannot recommend their team highly enough.

- Emily L.

I just wanted to reach out and say ‘thank you’ for making my build up here in Tacoma, WA a smooth and pleasant experience. The entire process was smooth and the software we all used to submit the draws and load photos was very helpful. I never felt that you guys didn't have my back the entire process. The building and landscaping turned out fantastic and I just signed my first tenant into the left side yesterday! Thanks again and I hope to work with you again in the future.

- Steve
READ MORE TESTIMONIALS

Let's Explore Funding Opportunities

Fast, flexible, no-nonsense access to capital for horizontal and vertical improvements, property purchases, fix-and-flips, real-estate-backed investment opportunities, and more.

Borrowers
Contact us

Stay Connected​

Subscribe to our newsletter and get news and alerts straight to your inbox!

CFL #: 60DBO-82192 and 60DBO-119269
DRE #: 01413846

QUICK LINKS

Our Info

Enact Partners

2546 Gateway Road
Carlsbad, CA 92009