About this Property in Paradise Valley, AZ

Paradise Valley, AZ — Business-Purpose Cash-Out Refinance

Loan Amount: $4,000,000
Loan Type: Bridge Loan (Business-Purpose Cash-Out)
Property Type: Luxury Estate on ~1.4 acres
Use of Funds: Unlock equity to provide operating capital for a growing utility-monitoring company

Overview

Enact Partners closed a commercial real estate bridge loan in Paradise Valley to help a business owner access equity quickly and fund company growth. The collateral was a 2017 custom estate with resort-style amenities on approximately 1.4 acres. The loan closed in 10 business days, supplying working capital to meet rising demand while preserving ownership and momentum.

Loan Structure

• Business-Purpose Cash-Out: Capital deployed to support operating needs and expansion.
• Collateralization: First deed of trust on the Paradise Valley estate with substantial equity support.
• Payment Structure: Interest-only to maintain predictable cash flow during growth.
• Term: 12 months with an extension option to align with business timelines.
• Takeout Strategy: Sale of the residence or refinance; business liquidity considered as a secondary path.

Market & Collateral Considerations

• Prime Location: High-demand Paradise Valley submarket with strong buyer depth for luxury assets.
• Property Profile: ~8,600 sq ft, guest house, pool and spa, mountain views, recent build quality.
• Borrower Profile: Experienced entrepreneur with significant net worth and an operating company scaling across the Southwest.

Outcome

The bridge loan unlocked $4MM of equity to fund operations without disrupting ownership or delaying growth. This transaction demonstrates how business-purpose cash-out financing can convert real estate equity into productive capital for established operators.