Innovative lending solutions for builders, developers, real estate investors, entrepreneurs, business/property owners, and others in California and the western United States.
Our extensive background in real estate development coupled with a can-do attitude allows us to offer fast, flexible, no-nonsense access to capital for horizontal and vertical improvements, property purchases, fix-and-flips, real-estate-backed investment opportunities, and more.
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Business Purpose Loans for Commercial Real Estate
Land
- Entitled
- Unentitled
- Single-Family Land
- Multi-Family Land
- Commercial Land
- Agricultural Use
CONSTRUCTION
- Horizontal and Vertical
- Single-Family Residences
- Multi-Family Residences
- Fix & Flip
- Tenant Improvements
- Rehab/Value-Add
- Repositioning
COMMERCIAL BRIDGE
- Office, Industrial, Retail
- Residential Rentals
- Commercial Loans
- 1031 Exchange
- NNN Loans
- Mixed Use
How We Work
FAST
Business and investment opportunities can’t wait, so why should you? We specialize in quick turn-around times and expedited approvals to connect you to the capital you need.
FLEXIBLE
As a private lender, Enact Partners provides financing solutions often not available through traditional banks. We structure loans to meet YOUR unique needs, not ours.
TRANSPARENT
We don’t like surprises and we know our clients don’t either. We keep you informed and engaged every step of the way from application to approval to closing . . . and beyond.
Portfolio
Featured Loans
Construction
Vertical Construction of a Rehabilitation Center
Construction
Vertical Construction of a single-family residence (SFR)
Commercial Bridge
Acquisition of 75 acres with event space
Commercial Bridge
Retail Building with Two Restaurants
Success Stories
What clients are saying about their experiences with Enact Partners.
Questions
Frequently Asked Questions
Got questions? Start here with answers to frequently asked questions for borrowers. If you don’t find what you’re looking for here, feel free to contact us.
Like banks, Enact Partners lends funds for real estate investments. Unlike banks, we are not regulated by the Federal Reserve, so our process tends to be much easier and faster, with less red tape.
Our funds come from main street investors, not Wall Street. This means our rates are not affected by the Fed’s interest rate hikes, and we do not shut down due to macroeconomic trends, like banks and Wall Street-backed institutional private lenders sometimes do. For example, during the height of the COVID pandemic, when many banks stopped lending (in some cases right in the middle of construction projects), Enact Partners continued lending.
We do short-term loans for land, horizontal construction, vertical construction, acquisition, bridge, and business purposes. This typically includes single-family land, single-family residences, multi-family land, multi-family residences, commercial land, office, retail, industrial, hospitality, short-term vacation rentals, and agricultural land.
We do business primarily in the western United States. This includes the following states: California, Oregon, Washington, Wyoming, Idaho, Montana, Nevada, Arizona, Utah, Colorado, New Mexico, and Texas.
